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Preferred Capital Mortgage Services
An affiliate of First National Bank of Chester County.
877-226-5242

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Frequently Asked Questions
- The Construction Process -
To whom are draw payments made?
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What if I don't sell my home before my new home is completed?
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- Legal Issues / Building Codes -
How can you be sure your new home will comply with safety and health standards?
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How do I ensure that I can get clear title to my land?
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Who writes the local building code?
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- Financing Questions -
How do I get started with financing land?
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How does a construction loan work?
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How much will my permanent mortgage monthly payment be?
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What kind of construction financing should I consider? What's available?
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The contents on this site are provided solely for general informational purposes. Consult your respective mortgage advisor, tax professional, financial or legal consultant to discuss your unique situation.

Company and Professionals Licensing

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COMPANY AND PROFESSIONALS LICENSING

  1. Preferred Capital and all divisions and affiliates of First National Bank of Chester County are currently exempt from state mortgage company and professionals licensing.

  2. Preferred Capital and all divisions and affiliates of First National Bank of Chester County are regulated by the Office of the Comptroller of the Currency ('OCC').

  3. All mortgage lending operations of Preferred Capital and all divisions and affiliates of First National Bank of Chester County are subject to the rules and regulations of the OCC. The OCC examines us annually.